Debit/Credit Card – Protecting Against Fraud

DEBT/CREDIT CARD  – Protecting against FRAUD

We have seen a recent increase in compromised Debit and Credit Card information with our members.  Many of these occurrences are happening through a retailer. Hackers are getting into retailers data files and stealing that information then selling it to another group who use it to make personal purchases.  

So how do your protect yourself?  You can protect your information by using caution when you do business over the internet or by phone. It is sometimes hard to recognize who is legitimate on the internet and who is not. Research the company before you make a purchase. Are they legitimate? While there is a charge, using PAY PAL or another payment service is a good way to limit the exposure of your personal data.

Here are others things you can do: 

  1. Check your balance regularly!  Stay up to date on activity via our online banking tool. 
  2. Update your contact information with us. We can’t call to ask you about a suspicious charge unless we have your current phone number.
  3. Let us know your travel dates and destination. If your card gets swiped at an unusual location, we may decline the suspicious transaction if we are unaware of special circumstances
  4. Watch out for ATMs that appear to have been altered. If anything on the front of the machine looks crooked, loose or damaged, it could be a sign that someone attached a skimming device.

Have any questions about this topic?  Contact Todd Dooley at ToddD@hcpfcu.org

Advertisements

About Todd Dooley

V.P. OPerations and Compliance Site Coordinator for Richmond Motorcycle Training Site
This entry was posted in Blog, Financial Education and tagged , , , , , , . Bookmark the permalink.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s