DEBT/CREDIT CARD – Protecting against FRAUD
We have seen a recent increase in compromised Debit and Credit Card information with our members. Many of these occurrences are happening through a retailer. Hackers are getting into retailers data files and stealing that information then selling it to another group who use it to make personal purchases.
So how do your protect yourself? You can protect your information by using caution when you do business over the internet or by phone. It is sometimes hard to recognize who is legitimate on the internet and who is not. Research the company before you make a purchase. Are they legitimate? While there is a charge, using PAY PAL or another payment service is a good way to limit the exposure of your personal data.
Here are others things you can do:
- Check your balance regularly! Stay up to date on activity via our online banking tool.
- Update your contact information with us. We can’t call to ask you about a suspicious charge unless we have your current phone number.
- Let us know your travel dates and destination. If your card gets swiped at an unusual location, we may decline the suspicious transaction if we are unaware of special circumstances
- Watch out for ATMs that appear to have been altered. If anything on the front of the machine looks crooked, loose or damaged, it could be a sign that someone attached a skimming device.
Have any questions about this topic? Contact Todd Dooley at ToddD@hcpfcu.org